Perbandingan Kinerja Keuangan antara Bank Mandiri, BNI dan BRI yang Terdaftar di Bursa Efek Indonesia

Abstract

Financial performance is a description of the company's financial condition in a certain period in order to know how the company's growth is good or not. In the development of a company, it can be seen and compared through the company's financial performance. The purpose of this study was to determine the comparison of financial performance at Bank Mandiri, BNI, and BRI for the 2013-2017 period. This research was conducted using CAMEL ratio analysis where the financial ratios are CAR, NPL, NPM, ROA, ROE, BOPO and LDR, as well as for statistical tests using the Anova Test. The results of this study indicate that there is a significant difference in the ratio of asset quality and profitability ratio to the ratio of ROA. And there is no difference in financial performance in the ratio of capital, management and liquidity. Although it has been said to be good, it needs to improve the quality of its financial performance.