Please use this identifier to cite or link to this item: http://repository.uma.ac.id/handle/123456789/18417
Title: Pengaruh Tingkat Bagi Hasil Bank Umum Syariah Dan Financing Deposit To Ratio (FDR) Terhadap Jumlah Simpanan Deposito Mudharabah (Studi Pada Bank Umum Syariah Periode Januari 2018 – Juli 2021)
Other Titles: The Influence of Profit Sharing Rates of Islamic Commercial Banks and Financing Deposit To Ratio (FDR) on Total Mudharabah Deposits (Studies of Islamic Banks) Sharia General Period January 2018 – July 2021)
Authors: Widiyanti, Fitria
Keywords: deposito mudharabah
tingkat bagi hasil
financing deposit to ratio
mudharabah deposit
profit sharing rate
Issue Date: 25-May-2022
Publisher: Universitas Medan Area
Series/Report no.: NPM;188320090
Abstract: Penelitian ini bertujuan untuk mengetahui pengaruh tingkat bagi hasil, Financing Deposit to Ratio (FDR), dan jumlah simpanan deposito mudharabah pada Bank Umum Syariah periode Januari 2018 - Juli 2021. Jumlah simpanan deposito mudharabah merupakan bagian dari variabel dependen, sedangkan tinkat bagi hasil dan Financing Deposit to Ratio (FDR) merupakan variabel independen. Pendekatan yang digunakan dalam penelitian ini adalah deskriptif kuantitatif. Data yang digunakan adalah data sekunder berupa data time series periode Januari 2018 – Juli 2021 yang telah diterbitkan oleh website Otoritas Jasa Keuangan. Metode analisis yang digunakan adalah regresi linear berganda. Hasil penelitian ini menunjukkan bahwa variabel tingkat bagi hasil berpengaruh positif dan signifikan terhadap jumlah simpanan deposito mudharabah, dari hasil perhitungan uji T (uji parsial) diperoleh nilai Thitung sebesar 1,460 lebih kecil dari Ttabel 3,307 dengan tingkat signifikasi 0,001 yaitu lebih kecil dari 0,05. Namun, variabel Financing Deposit to Ratio (FDR) mempunyai hubungan negative dan signifikan terhadap jumlah simpanan deposito mudharabah, dari hasil uji T (uji parsial) diperoleh nilai Thitung sebesar -2,650 lebih kecil dari Ttabel 3,30688 dengan tingkat signifikasi 0,01 lebih kecil dari 0,05. This study aims to determine the effect of the rate of profit sharing, Financing Deposit to Ratio (FDR), and the amount of mudharabah deposits at Islamic Commercial Banks for the period January 2018 - July 2021. The amount of mudharabah deposits is part of the dependent variable, while the rate of profit sharing and financing Deposit to Ratio (FDR) is an independent variable. The approach used in this research is descriptive quantitative. The data used is secondary data in the form of time series data for the period January 2018 – July 2021 which has been published by the Financial Services Authority website. The analytical method used is multiple linear regression. The results of this study indicate that the variable rate of profit sharing has a positive and significant effect on the amount of mudharabah deposits, from the results of the T test calculation (partial test) the Tcount value is 1,460 which is smaller than Ttable 3.307 with a significance level of 0.001 which is smaller than 0.05. However, the variable Financing Deposit to Ratio (FDR) has a negative and significant relationship to the amount of mudharabah deposits, from the results of the T test (partial test) the Tcount value is -2.650 smaller than Ttable 3.30688 with a significance level of 0.01 smaller of 0.05.
Description: 75 Halaman
URI: http://repository.uma.ac.id/handle/123456789/18417
Appears in Collections:SP - Management

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188320090 - Fitria Widiyanti - Fulltext.pdfCover, Abstract, Chapter I, II, III, V, Bibliography1.29 MBAdobe PDFView/Open
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