The Effect of Loan to Deposit Ratio (LDR) and Return on Assets (ROA) on Profit Growth at PT. BPR Mitradana Madani Medan

Abstract

This study aims to determine the effect of Loan to Deposit Ratio (LDR) and Return On Assets (ROA) on Profit Growth at PT.BPR Mitradana Madani Medan. The data in this study were obtained from PT.BPR Mitradana Madani Medan's financial statements for the period January 2017 - December 2019. The approach used to analyze the data was a quantitative approach, namely multiple regression techniques and hypothesis testing using the F test and t test, which had previously been done test classic assumptions first. As a tool for calculation of this research using SPSS version 21. The results of this study indicate that partially Loan to Deposit Ratio (LDR) has no positive and significant effect on earnings growth. But Return on Assets (ROA) shows that partially positive and significant effect on earnings growth. Simultaneously Loan to Deposit Ratio (LDR) and Return on Assets (ROA) do not significantly influence profit growth.